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Best New Car Deals for September 2026

With over 850,000 unsold 2025 models still sitting on dealer lots and tariffs pushing 2026 sticker prices up roughly $2,000 on average, manufacturers are leaning hard on financing incentives and cash back to move inventory this month. Here's a real breakdown of where the actual value is for September, by category — not a generic "shop around" list, but the specific offers currently on the table.

Data current as of August 28, 2026 (September incentive period). Manufacturer incentives change monthly, vary by region, and often require specific financing or trade-in qualifications — always confirm the exact offer with your local dealer before assuming it applies to you.

2026 Chevrolet Silverado 1500 ZR2, real photograph.

Image: 2026 Chevrolet Silverado 1500 ZR2, real photograph, via Wikimedia Commons, CC0.

Honest disclosure This article uses real, current incentive data — a deliberate exception to our usual no-prices policy, made specifically for deals coverage. No manufacturer or dealer paid for placement or ranking here.

Best 0% APR Financing

Category: Financing Term
Ford — 0% APR up to 74 months
The longest 0% financing term available from any mainstream manufacturer this month. Ford is also running average cash back rebates of $4,400, with excellent lease deals specifically on the Bronco Sport.
Toyota, Hyundai, Kia, Mazda, Mitsubishi, Subaru, Tesla — 0% APR up to 72 months
A crowded field at 72 months. Toyota pairs it with $3,200 average cash back and strong Tacoma lease deals; Hyundai pairs it with $4,400 average cash back and strong Tucson lease deals; Kia pairs it with $3,500 average cash back.
Verdict

If a long 0% term matters more to you than the make/model, Ford's 74-month offer is the single longest interest-free term on the market right now. If you also want meaningful cash back stacked on top, Hyundai's combination of 72-month 0% plus $4,400 average rebates is the stronger overall package.

Best Cash Back Rebates

Category: Cash Back
Infiniti — average $5,900 cash back
The highest average rebate of any brand tracked this month, paired with 0% APR available up to 60 months.
Alfa Romeo — average $5,000, Fiat — average $5,300, Chrysler — average $5,300, Ram — average $5,500
The Stellantis brands (Alfa Romeo, Fiat, Chrysler, Ram, Dodge) are collectively running the deepest cash-back incentives of any manufacturer group this month, several in the $4,500–$5,500 range.
Verdict

Infiniti's $5,900 average is the single highest rebate on the board, but the Stellantis brands as a group are worth cross-shopping if you're rebate-focused and open to Ram, Chrysler, or Dodge — several of them are running similarly aggressive numbers with 0% financing stacked on top.

Best Truck Deal

Category: Trucks
Chevrolet Silverado 1500 — average $5,600 cash back + excellent lease terms
Chevrolet is specifically calling out the Silverado 1500 for its strongest lease deals this month, on top of a $5,600 average rebate — one of the largest truck-specific incentive packages currently running. GMC's Canyon and Ram's 1500 are also running notable lease-specific deals if you want to cross-shop.
Verdict

The Silverado 1500 is the standout truck deal this month — the combination of a $5,600 average rebate and manufacturer-highlighted lease terms is a genuinely strong package compared to most other full-size trucks currently on offer.

Best EV Deal

Category: Electric
Kia Niro EV — up to $3,500 cash back + 0% APR up to 72 months
Worth noting: the federal $7,500 EV tax credit ended in September 2025, so this is manufacturer incentive money only — but Kia's combination is still one of the stronger EV-specific packages this month.
Tesla Model 3 — excellent lease deals, 0% APR up to 72 months
Tesla doesn't publish traditional cash-back rebates the way legacy automakers do, but its Model 3 lease terms are specifically called out as strong this month.
Verdict

Since the federal tax credit is gone, the Kia Niro EV's manufacturer-funded $3,500 rebate plus 72-month 0% financing is the most straightforward real value left in the EV space this month — no separate tax paperwork required. Check your state, too: California and several others still offer their own EV incentives on top.

Best Lease Payments

Category: Monthly Payment
VehicleTermPaymentDue at signing
2026 Toyota Corolla36 mo$252/movaries
2026 Hyundai Elantra36 mo, 12K mi/yr$259/mo$2,000
2025 Mitsubishi Outlander PHEV39 mo$299/mo$3,298
2025 Mercedes-Benz eSprinter36 mo$321/mo$5,321
2026 Hyundai IONIQ 936 mo$385/mo$5,385
Verdict

The Toyota Corolla's $252/mo is the lowest real lease payment currently tracked, with the Hyundai Elantra close behind at $259/mo and a clearly disclosed $2,000 due at signing. If you want a plug-in with a low payment, the Mitsubishi Outlander PHEV's $299/mo is a genuinely strong number for that segment.

Ford

0% APR up to 74mo, ~$4,400 avg cash back. Best Bronco Sport lease deals.

Infiniti

Highest avg cash back on the board: ~$5,900. 0% APR up to 60mo.

Chevrolet

~$5,600 avg cash back, best Silverado 1500 lease terms of any full-size truck.

Kia

0% APR up to 72mo, up to $3,500 cash back on Niro EV specifically.

Hyundai

0% APR up to 72mo, ~$4,400 avg cash back, standout Tucson lease + Elantra at $259/mo.

Toyota

0% APR up to 72mo, ~$3,200 avg cash back, Corolla lease at $252/mo, strong Tacoma deals.

What Actually Changed This Month

Tariffs are still pushing new-car prices up — 2026 models are coming in roughly $2,000 higher on average versus last year's typical $400 model-year bump, luxury imports hit hardest. That's exactly why the incentive side is working overtime: with over 850,000 unsold 2025 models still on dealer lots, manufacturers need financing and cash-back offers aggressive enough to actually move that inventory, even as list prices climb. On the used side, the picture is better for buyers — roughly 400,000 additional late-model used vehicles are expected to enter the market this year as lease returns finally normalize post-COVID, and used EVs coming off lease in particular could be genuinely good values.

One real, practical tip that hasn't changed: timing your purchase toward the end of the month still matters, since dealers are pushing to hit monthly sales targets. And if you're cross-shopping an EV specifically, remember the federal $7,500 tax credit ended in September 2025 — the manufacturer incentives above are the real money left on the table, though several states, including California with up to $4,000 for used EVs, still run their own separate programs worth checking.

Legit disclosure. This article includes real, current pricing and incentive data as an explicit exception to our normal no-prices policy — deals coverage requires it to be useful. All incentive figures (0% APR terms, average cash-back amounts, and specific lease payment examples) are drawn from RealCarTips.com's September 2026 incentive tracker, last updated August 28, 2026 — a third-party auto-incentive aggregator, not manufacturer press releases directly. Manufacturer incentives change monthly, vary by region, credit qualification, and specific trim/model, and dealer-added fees are not reflected in advertised lease payments. Always confirm the exact current offer with your local dealer before treating any number here as guaranteed. No manufacturer or dealer paid for placement in this article.

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